Dress Your Space Payment Policy

When you have selected the products you would like to purchase, click the Checkout button. Please log in or create a new account with Dress Your Space.

Navigate through to the payment screen where you will see a number of different payment methods:

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SECURE ONLINE PAYMENTS

Dress Your Space ensures all payment transactions occur within a secure environment online. Our payment system has a 256-bit SSL security encryption. The transaction is secure when you see a keylock at the bottom right corner of your web browser. All credit card information submitted through our secure online payment methods is submitted directly to our banks, no credit card details are retained by Dress Your Space. You can rest assured that any financial information provided with your purchase will be secure.

Dress Your Space is dedicated to ensuring a safe, pleasant and smooth online shopping experience for all of our customers. Some customer orders may need to be confirmed prior to being processed, please ensure you provide us with correct contact information to eliminate delays in your order being delivered.

PAYPAL

PayPal is a popular online payment method which allows users to send and receive money online using an email address. PayPal processes the payments quickly and safely without having to provide your credit card or other financial information to the merchant.
Using PayPal has the following benefits:
  • Secure Payments: With 24/7 fraud detection monitoring, PayPal alerts you if suspicious activity is detected on your account.
  • Fast Checkout: You are no longer required to enter your financial information with every online transaction.
  • No cost: You are not charged any additional fees to pay for your products with PayPal.
Go to www.paypal.com to create a PayPal account.

When selecting PayPal as a payment method, the payment will be deducted from your PayPal account immediately after checkout without the need to provide any personal financial information.

There are no minimum or maximum order value amounts applicable when paying by PayPal.

In order to be eligible to use PayPal, you must be over the age of 18 and hold an Australian residential address.

If you have any further questions or issues regarding your PayPal account, please contact PayPal Customer Service directly. Unfortunately, Dress Your Space are unable to assist you with queries regarding your PayPal account.
Please see the PayPal website at www.paypal.com for more information or to view the full terms and conditions.

AFTERPAY

Afterpay is a payment method that allows you to purchase and receive your items from Dress Your Space and pay it off using a debit or credit card over four equal fortnightly instalments, interest-free.
Using Afterpay has the following benefits:
  • You get instant approval online
  • No sign-up fee or interest payable
  • Your items will be delivered when you process your order
  • You can pay off your items over four equal fortnightly instalments
Go to www.afterpay.com.au to create an Afterpay account.

When selecting Afterpay as a payment method, the repayments will be deducted from your nominated debit or credit card via four equal fortnightly payments.

In order to be eligible to use Afterpay, you must hold a debit or credit card, be over the age of 18 and hold an Australian residential address.
The minimum spend value in order to use Afterpay is $300 and the maximum spend limit is $1000.
Should you fail to make a payment, you will be charged late payment fees by Afterpay.

If you have any further questions or issues regarding your Afterpay account, please contact Afterpay Customer Service directly. Unfortunately, Dress Your Space are unable to assist you with queries regarding your Afterpay account.
Please see the Afterpay website at www.afterpay.com for more information or to view the full terms and conditions.

ZIPPAY

ZipPay is a payment method that allows you to purchase and receive your items from Dress Your Space and pay it off interest-free using a your ZipPay account, similar to a credit card. You will then be required to pay off your balance by the end of the following month after purchase to avoid fees.
Using ZipPay has the following benefits:
  • Sign-up takes only seconds online, subject to approval
  • No sign-up fee or interest payable
  • Your items will be delivered when you process your order
  • You can pay off your items by the end of the month following your purchase
Go to www.zippay.com.au to create a ZipPay account.

When selecting ZipPay as a payment method, the amount is added to your ZipPay account, similar to a credit card. To avoid late fees, pay off your balance by the end of the following month after purchase.
In order to be eligible to use ZipPay, you must hold a Facebook, PayPal or LinkedIn account, a verifiable email address, mobile number, be over the age of 18 and hold an Australian residential address.

There are three maximum limit amounts; $250, $500 and $1000. ZipPay’s algorithm will automatically decide which maximum limit you are eligible for based on their minimum criteria evaluation during the application process.
Should you fail to repay your balance by the end of the following month after purchase, you will be charged an account fee and late fees (where applicable) by ZipPay.

Please see the ZipPay website at www.zippay.com.au for more information or to view the full terms and conditions.
If you have any further questions or issues regarding your ZipPay account, please contact ZipPay Customer Service directly. Unfortunately, Dress Your Space are unable to assist you with queries regarding your ZipPay account.

ZIP MONEY

Zip Money is a payment method that allows you to purchase and receive your items from Dress Your Space and pay it off within the interest-free period to avoid interest charges, similar to a credit card. You will then be required to pay a minimum monthly repayment amount of $40 or more (depending on your account balance) to avoid interest charges. If your purchase has not been repaid within the interest-free period, Zip Money will commence charging interest to your account.

Using Zip Money has the following benefits:
  • No deposit is required meaning you don’t have to pay any money upfront
  • A one-off establishment fee may apply but this is added to your interest-free balance
  • Your items will be delivered when you process your order
  • An interest-free period of up to six months after which interest will accrue at the standard annual percentage rate
  • Your own Zip Money account and digital wallet to make any additional purchases even easier
Go to www.zipmonay.com to create a Zip Money.

When selecting Zip Money as a payment method, the amount is added to your Zip Money account, similar to a credit card. To avoid interest charges, pay off your balance before the end of the interest-free period.
To be eligible to apply for a Zip Money account, you need to:
  • Be at least 18 years old
  • Be an Australian citizen or Permanent Resident
  • Be employed in some capacity
  • Earn more than $300 per week
  • Have a good credit history
  • Have your own valid and verifiable email address and mobile number
Zip Money then apply their responsible lending criteria to each application.
The minimum spend amount is $1000 and the maximum limit is $10000 (subject to a credit application being submitted and approval provided by Zip Money).

Please see the Zip Money website at www.zipmoney.com.au for more information or to view the full terms and conditions.

If you have any further questions or issues regarding your Zip Money account, please contact Zip Money Customer Service directly. Unfortunately, Dress Your Space are unable to assist you with queries regarding your Zip Money account.

GOOGLE PAY

Google Pay allows you to purchase products easily and securely online using your Google Pay account. Google Pay processes the payments quickly and safely without needing to product your credit card or other financial information to the merchant.

Using Google Pay has the following benefits:
  • Fast and easy purchases wherever they buy: In stores, you can speed through checkout when you use Google Pay on your mobile device to tap and pay. Online, you are not required to provide any personal financial information.
  • No cost: Google Pay is a free mobile app available in the Google Play Store. You don't pay extra transaction fees when you use Google Pay to make purchases.
  • Peace of mind: When you use Google Pay to buy in stores or online, Google Pay doesn’t send their actual credit or debit card number to make the payment. Instead, it uses a virtual account number to represent the account information.
Go to https://play.google.com to create a Google Pay account.

When selecting Google Pay as a payment method, the payment will be deducted from your Google Pay account immediately after checkout without the need to provide any personal financial information.

There are no minimum or maximum order value amounts applicable when paying by Google Pay.

If you have any further questions or issues regarding your Google Pay account, please contact Google Pay Customer Service directly. Unfortunately, Dress Your Space are unable to assist you with queries regarding your Google Pay account.

Please see the Google Pay website at https://play.google.com for more information or to view the full terms and conditions.

LAY-BUYS

Lay-buy is a deferred payment method that allows you to purchase a product and pay it off over a 3 month period. Once the final payment has been processed, your products will then be delivered to you or available for pick-up from Dress Your Space.

Using Lay-Buy has the following benefits:
  • Lay-Buy makes it easy for you to buy the products and services that you need by paying for them via a down payment and up to three monthly instalments.
  • AFFORDABLE: The calculator allows you to select the down payment you can afford to layby today and the number of months you need to pay off the product.
  • CONVENIENCE: Payments are automatically setup with no manual payments required.
  • FLEXIBLE: You can settle a Lay-Buy order earlier at any given time.
  • CHOICE: You select the down-payment % you wish to pay immediately, and how many months you want the Lay-Buy to run for.
Go to www.lay-buys.com to register for Lay-Buy.

When selecting Lay-Buy as a payment method, you will be required to pay a deposit (minimum of 30%, maximum of 50%) and select the number of months you would like to pay off your balance (up to 3 months). A small one-off 1.9% administration fee will be charged in order to use the Lay-Buy option. All payments must be deducted from a PayPal account. You can also pay out the balance and request delivery of your products at any time during this period.

Please see the Lay-Buy website at www.lay-buys.com for more information or to view the full terms and conditions.

If you have any further questions or issues regarding Lay-Buy, please contact Lay-Buy Customer Service directly. Unfortunately, Dress Your Space are unable to assist you with queries regarding your Zippay account.